THINKING OF CHOOSING FINANCE?

We can offer both Retail and Commercial Finance.

  • Retail Finance helps you buy your dream Cabin or BBQ Hut for your back Garden
  • Commercial Finance helps you set up your Glamping Pod Business or purchase a Outdoor Classroom - for more information see our Commercial Finance from Complete Finance

 

USING FINANCE TO PAY FOR YOUR CABIN OR BBQ HUT?

Finance is a fantastic way to spread the cost of your purchase. To make it easy we’ve partnered with Novuna whose smart technology lets you apply for and then complete the loan application quickly.

CHECK YOUR ELIGIBILITY

Here is our list of criteria you must meet to apply for a Novuna Personal Finance Loan;

  • You need to be aged 21 or over
  • You must have a bank or building society account
  • You must be a permanent UK resident (and have been living in the UK for at least 3 years)
  • You need to be in permanent paid employment, self-employed or retired with a pension
  • You must have an income greater than £10,000
  • You must have a good credit history

It will also be helpful if you have the following information to hand when applying for a loan;

  • Annual income
  • Employment details
  • Bank account details
  • Last 3 years address history

 

REPRESENTATIVE EXAMPLE - 0% finance over 24 months 

Total order value = £5,000
Total amount of credit = £4,500
Duration = 24 months
Representative APR = 0%
Interest charged =£0.00
24 monthly payments of =£187.50
Total amount payable =£5,000

OUR FINANCE TERMS / OPTIONS AVAILABLE

24 months 0% APR with 20% deposit

12 months 0% APR with 10% deposit

24 months 5.9% APR with 10% deposit

36 & 48 months 7.9% APR with 10% deposit

FINANCE DECISION

Our simple online application takes minutes to complete, gives you a decision in minutes and you could have the money in your account within 48 hours (excluding weekends and Bank Holidays).

Once approved, you can manage everything in one place with your online account, giving you complete control of your loan. However, if you need a bit of extra help or you’d prefer to speak to someone, you can always give our friendly UK-based Customer Service Team a call.

We don't charge any upfront fees or hidden costs, either. And it's easy to make overpayments or settle early if you decide you want to pay back your loan earlier than planned.

REPAYING THE LOAN

Your first direct debit payment will be taken about 30 days after you have received your purchase.  You have the right to repay all or part of the loan early at any time.

CANCELLATION

There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. If you wish to do this, you need to notify Novuna. A finance agreement does not affect our standard refund and returns policy. 

THE LEGAL BIT

Novuna Personal Finance is a trading style of Mitsubishi HC Capital UK PLC and is registered in England and Wales, Company No.1630491. Registered Office: Novuna House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP. Authorised and regulated by the Financial Conduct Authority.