Finance Options for Your Logspan Cabin

Finance is available exclusively on purchases of Log Cabins and BBQ Huts.

Spread the cost of your dream cabin with flexible payment options.

We offer both Retail and Commercial finance options through our trusted partner Novuna Personal Finance and Complete Finance, making it simple to bring your cabin project to life.

Retail Finance

• Make your dream Log Cabin or BBQ Hut a reality in your back garden.
• Retail finance allows you to spread the cost with affordable monthly payments.  Available over 12, 24, 36 and 48 months.

Commercial Finance

• Perfect for those setting up a Glamping Pod business or creating an Outdoor Classroom.
• Learn more about Commercial Finance through our partners at Complete Finance - learn more.

To apply for a Novuna Personal Finance loan, you must:

• Be 21 years or older
• Have a UK bank or building society account
• Be a UK resident for at least 3 years
• Be employed, self-employed, or retired with a pension
• Earn at least £10,000 per year
• Have a good credit history

You’ll need the following information when applying:

• Annual income
• Employment details
• Bank account details
• 3 years of address history

Representative Example – 0% Finance Over 24 Months

• Total order value: £5,000

• Deposit: £500

• Amount of credit: £4,500

• Duration: 24 months

• Representative APR: 0%

• Interest charged: £0.00

• Monthly payments: £187.50

• Total payable: £5,000

Finance Decision

Our simple online application is easy to complete and gives you a decision in minutes! 

Once approved, you can manage everything in one place with your online account, giving you complete control of your loan.  However, if you need a bit of extra help or you’d prefer to speak to someone, you can always give Novuna's friendly UK-based Customer Service Team a call - they're always happy to help.

We don't charge any upfront fees or hidden costs, either. And it's easy to make overpayments or settle early if you decide you want to pay back your loan earlier than planned.

Repaying The Loan

Your first direct debit payment will be taken about 30 days after you have received your purchase.  You have the right to repay all or part of the loan early at any time.

Cancellation

There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. If you wish to do this, you need to notify Novuna. A finance agreement does not affect our standard refund and returns policy. 

The Legal Bit

Finance is offered as a standalone promotional product. As such, it is classified as a promotion and cannot be used in conjunction with any other offers, discounts, or promotional activities.

Novuna Personal Finance is a trading style of Mitsubishi HC Capital UK PLC and is registered in England and Wales, Company No.1630491. Registered Office: Novuna House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP. Authorised and regulated by the Financial Conduct Authority.

Who are Novuna?

Read about our offering here: https://www.novunapersonalfinance.co.uk/retail-finance/

How do I choose to PaybyFinance?

Just select the finance option on the checkout page or let the sales consultant know if you are buying in person.

Who is eligible to apply for online finance?

To apply for online finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more.

Unfortunately, we are unable to offer online finance to residents of Eire.

Homemakers aren't excluded from applying under their own names; however the employment details of your spouse / partner will be required in order to process your application.

When do my repayments start?

Your monthly repayments will begin one month after your purchase has been delivered. For buy now pay later agreements the monthly repayments will start 12 months after delivery.

Are there any arrangement fees or hidden extras for credit?

No. There are no arrangement fees or hidden extras.

Applying for online finance

Applying for online finance couldn't be easier or more convenient. When you buy online from 1st Summerhouses Limited trading as Logspan you have the choice of applying for finance by adding your purchase to the shopping basket, selecting the finance option, and completing an online application form. Just follow the simple instructions, entering your personal details as required and we'll do the rest.

The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will then be advised of how to sign the finance agreement and you will also receive an email confirming these details.

Please read the agreement carefully checking that all the details are correct, then either electronically sign the agreement or print and sign the agreement in both boxes. Post the signed agreement to the address shown on the covering letter of the agreement.

Following receipt of your finance agreement and a few additional checks, your goods will be dispatched.

Your questions answered

Here's some of the most commonly asked questions regarding online finance.

Once my application is approved, what happens next?

Within minutes of your application being approved, you will be presented with the options to either e-sign or print and return your finance agreement.

If you choose to e-sign your agreement, a PDF of your agreement will be displayed on screen. You should read the agreement carefully before clicking all the relevant sections agreeing to its terms.

Once you have agreed to the terms of the finance agreement 1st Summerhouses Limited trading as Logspan will be notified and you need do nothing more.

If you choose to print and return your agreement you should print the agreement, read it carefully and then sign the document following the instructions on the covering letter. This signed document should then be posted to the address shown on the covering letter of the finance agreement.

Note that products will not be allocated to your order until your completed and signed agreement is returned and received by Novuna Personal Finance. Shipment of your goods will follow soon after your agreement has been returned and received.

Will you credit score me and if so, what does this mean?

Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies.

This information allows consistent decisions to be provided, ensuring all applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.

If you decline my application, what is the reason?

In addition to credit scoring, Novuna also takes into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though Novuna is unable to provide you with a main reason for declining your application, it is usually based on one, or a combination of the following:

• Your credit score (please note that every finance company will score you differently)
• Adverse credit reference agency information
• You are considered to be overcommitted
• You are aged under 18
• Your existing account performance with other lenders

What type of information do credit reference agencies hold about me?

Some of the information is public information, for example electoral roll, County Court Judgments and bankruptcies. Other lenders may also file information about accounts you hold with them for instance this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.

How do I obtain a copy of my credit history?

Send a request to the relevant credit reference agency, together with details of all addresses at which you have lived over the last 6 years: 

Experian Limited, Customer Support Centre, PO Box 9000, Nottingham, NG80 7WF 
Equifax Ltd., Customer Service Centre, PO Box 10036, Leicester, LE3 4FS 
TransUnion International UK Limited, Consumer Services, PO Box 491, Leeds, LS3 1WZ 
InfactSystems Limited, 2-7 Clerkenwell Green, London, EC1R 0DE
 

The above listed agencies will provide details of information relating to these addresses. If you believe that the information is incorrect, you can ask the agency to correct it. 

If my application is not successful, can I re-apply?

Yes. We acknowledge that circumstances change and just because a previous application has been refused, it does not mean that a further request will automatically be turned down. We do suggest however, that you leave at least 6 months between applications.

Can I request delivery to an address other than my home?

In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant.