Finance is a fantastic way to spread the cost of your purchase. To make it easy we’ve partnered with Novuna whose smart technology lets you apply for and then complete the loan application quickly.
Here is our list of criteria you must meet to apply for a Novuna Personal Finance Loan;
It will also be helpful if you have the following information to hand when applying for a loan;
Total order value = £5,000
10% deposit = £500
Total amount of credit = £4,500
Duration = 12 months
Representative APR = 0%
Interest charged =£0.00
12 monthly payments of =£375.00
Total amount payable =£5,000
12 months 0% APR with 10% deposit
24 months 5.9% APR with 10% deposit
36 & 48 months 7.9% APR with 10% deposit
Our simple online application takes minutes to complete, gives you a decision in minutes and you could have the money in your account within 48 hours (excluding weekends and Bank Holidays).
Once approved, you can manage everything in one place with your online account, giving you complete control of your loan. However, if you need a bit of extra help or you’d prefer to speak to someone, you can always give our friendly UK-based Customer Service Team a call.
We don't charge any upfront fees or hidden costs, either. And it's easy to make overpayments or settle early if you decide you want to pay back your loan earlier than planned.
Your first direct debit payment will be taken about 30 days after you have received your purchase. You have the right to repay all or part of the loan early at any time.
There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. If you wish to do this, you need to notify Novuna. A finance agreement does not affect our standard refund and returns policy.
Duologi is a trading name of Specialist Lending Ltd. They are registered in England and Wales (company number 10664999) and authorised and regulated by the Financial Conduct Authority (register number 774712). For more information please go to www.Duologi.com/faq or visit www.Duologi.com.